Terms and Conditions and Return Policy of Trade Risk Guaranty Brokerage Services, LLC

Terms and Conditions

This Terms and Conditions governs the manner in which Trade Risk Guaranty Brokerage Services LLC collects, uses, maintains and discloses information collected from users (each, a "User") of the TradeRiskGuaranty.com website ("Site"). This Terms and Conditions applies to the Site and all products and services offered by Trade Risk Guaranty Brokerage Services LLC.

License to Use Site

Unless otherwise stated, Trade Risk Guaranty Brokerage Services LLC, or our licensors, own the intellectual property rights on the website and material on the website. All intellectual property rights are reserved. Users are not permitted to:

  • Republish material from this Site (including republication on another website)
  • Sell, rent or sub-license material from the Site
  • Reproduce, duplicate, copy or otherwise exploit material on the Site for a commercial purpose
  • Edit or otherwise modify published material on the Site

Acceptable Use

Users are not permitted to use the Site in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the Site; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

Personal Identification Information

We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, place an order, fill out a form, respond to a survey, subscribe to the newsletter and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, email address, mailing address, phone number, and credit card information.

Users may, however, visit our Site anonymously.

We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personal identification information, except that it may prevent them from engaging in certain Site related activities.

Non-Personal Identification Information

We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

Web Browser Cookies

Our Site may use "cookies" to enhance User experience. User's web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

How We Use Collected Information

Trade Risk Guaranty Brokerage Services LLC collects and uses Users personal information for the following purposes:

  • To improve customer service: Your information helps us to more effectively respond to your customer service requests and support needs.

  • To personalize user experience: We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.

  • To improve our Site: We continually strive to improve our website offerings based on the information and feedback we receive from you.

  • To process transactions: We may use the information Users provide about themselves when placing an order only to provide service to that order. We do not share this information with outside parties not related to Trade Risk Guaranty Brokerage Services LLC, except to the extent necessary to provide the service.

  • To administer a content, promotion, survey or other Site feature: To send Users information they agreed to receive about topics we think will be of interest to them.

  • To send periodic emails

  • To market other products and services sold by and/or through Trade Risk Guaranty Brokerage Services LLC

The email address Users provide for order processing, will be used to send them information and updates pertaining to their order. It may also be used to respond to their inquiries, and/or other requests or questions. It may also be used to provide Users informational emails that may include company news, updates, related product or service information, etc. If at any time the User would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email or User may contact us via our Site.

How We Protect Your Information

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.

Sensitive and private data exchange between the Site and its Users happens over a SSL secured communication channel and is encrypted and protected with digital signatures.

Sharing Your Personal Information

We do not sell, trade, or rent Users personal identification information to parties or companies outside of the Trade Risk Guaranty Brokerage Services LLC family of related companies with related products and services. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above. We may use third-party service providers to help us operate our business and the Site or administer activities on our behalf, such as sending out newsletters or surveys. We may share your information with these third parties for those limited purposes provided that you have given us your permission.

Third Party Websites

Users may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that website's own terms and policies.

Changes to this Terms and Conditions

Trade Risk Guaranty Brokerage Services LLC has the discretion to update this Terms and Conditions at any time. When we do we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this Terms and Conditions periodically and become aware of modifications.

Your Acceptance of These Terms

By using this Site, you signify your acceptance of this policy and terms of service. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

RETURN POLICY

Trade Risk Guaranty Brokerage Services LLC is a licensed Insurance Agency in all 50 United States, and the District of Columbia, contracted by agency agreements with several different “Insurance Companies”. Insurance agents are typically, as in this case, separate and distinct entities from the Insurance Companies they represent. Insurance policies are contracts between Insureds and the Insurance Company that underwrites the policy. Insurance agencies bring Insured and Insurance Companies together. Trade Risk Guaranty Brokerage Services LLC’s products fall within the category of insurance policies. As such, insurance policy refunds and credits are typically subject to the decision of the Insurance Company. The typical insurance policy is written for a one year term for a stated annual Premium. The Premium for the policies that are sold by Trade Risk Guaranty on behalf of our Insurance Companies are considered “earned” on the first day the policy begins. This means that unless cancelled before the first day of the paid term, no refund or credit is provided for either premium or applicable fees. Any prepaid terms that have not gone into effect are refunded in full for the prepaid premium and fees.

Terms of Use

Acceptance of Terms

Welcome to Trade Risk Guaranty Brokerage Services LLC. The TradeRiskGuaranty.com Web site and the Eagle Eye service are owned and operated by Trade Risk Guaranty Brokerage Services LLC. (hereinafter referred to as “Trade Risk Guaranty”, “we”, "us" or “TRG”).

Trade Risk Guaranty provides its services to you subject to the following Terms of Use, which may be updated occasionally, at our sole discretion, with or without notice to you. The most current version of these Terms of Use will always be on this page and will supersede all previous versions. There will always be a link to the most current Terms of Use on the TradeRiskGuaranty.com home page. By using, visiting, or browsing the TradeRiskGuaranty.com Web site, you accept and agree to be bound by these terms.

These Terms of Use set forth the entire agreement regarding all the subjects we discuss herein. If any provision of this agreement is found to be unlawful, void, or unenforceable, it will not affect the validity and enforceability of any other provision.

Privacy

Any information you submit to us, or any information we collect, is subject to the Trade Risk Guaranty Privacy Policy, seen above..

Your Account

If you use the TradeRiskGuaranty.com site or the Eagle Eye service, you are solely responsible for maintaining the confidentiality of your account information, including your password, and for restricting access to your computer. By using the TradeRiskGuaranty.com Web site, you agree to accept responsibility for all activities that occur under your account or password.

Limitations on Liability

The contents of the TradeRiskGuaranty.com site are provided "as is." We make no representations or warranties, whether express or implied, of any kind about their accuracy or functionality. We assume no liability or responsibility for any errors or omissions in the content of the TradeRiskGuaranty.com site, for any failures, delays, or interruptions in the delivery of any content contained on the TradeRiskGuaranty.com site, for any losses or damages arising from the use of the content provided on the TradeRiskGuaranty.com site, or for any conduct by users of the TradeRiskGuaranty.com site. To the full extent permissible by law, Trade Risk Guaranty disclaims all representations and warranties about the data we deliver, including, for example, warranties of merchantability, fitness for a particular purpose, and non-infringement. In addition, we do not represent or warrant that the information accessible via our site is accurate, complete, or current.

In no event shall Trade Risk Guaranty, its shareholders, directors, officers, or employees be liable (jointly or severally) to you for any special, incidental, indirect, or consequential damages of any kind, or any damages whatsoever resulting from loss of use, data, or profits, whether or not advised of the possibility of damage, and on any theory of liability, arising out of or in connection with the use or performance of the information on our website. If any applicable authority holds any portion of this section to be unenforceable, then liability will be limited to the fullest possible

Intellectual Property

All content and data included on the TradeRiskGuaranty.com site including but not limited to graphics, text, logos, button icons, and software, is the property of Trade Risk Guaranty, or its suppliers and is protected by United States and international copyright laws. No content may be reproduced or used without express written permission from Trade Risk Guaranty, Inc. and any other copyright holder.

Trade Risk Guaranty is a registered trademark of Trade Risk Guaranty LLC. Trade Risk Guaranty's trademarks may not be used in connection with any product or service that is not Trade Risk Guaranty's, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Trade Risk Guaranty. All other trademarks not owned by Trade Risk Guaranty that appear on the TradeRiskGuaranty.com site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Trade Risk Guaranty. Any images of persons or personalities contained on the TradeRiskGuaranty.com site shall not be an indication of endorsement of any particular product or our service unless otherwise specifically indicated.

Web Site Content

Trade Risk Guaranty offers. Under no circumstances shall Trade Risk Guaranty, Inc. or its officers, directors, or employees be held liable for any loss or damage caused by your reliance on information obtained through the TradeRiskGuaranty.com site. It is your responsibility to evaluate the information, opinion, advice, or other content available through the TradeRiskGuaranty.com site.

Some hyperlinks on TradeRiskGuaranty.com may lead to other Web sites that are not owned or controlled by Trade Risk Guaranty, Inc. Trade Risk Guaranty has not reviewed these sites and has no control over the content of such sites. Connecting to linked sites and/or downloading any information from linked sites is done entirely at your own risk. Trade Risk Guaranty makes no representation or warranty that downloads from linked sites will meet any prescribed specification, nor do we make any representation or warranty that such linked sites will not contain viruses or otherwise impact your computer.

Copyright Complaints

If you believe that material on the TradeRiskGuaranty.com site is infringing your rights under U.S. copyright law, you may file a complaint of such claimed infringement with Trade Risk Guaranty’s designated copyright agent:

By Mail: Customer Service
Trade Risk Guaranty Brokerage Services LLC
211 E. Main Street, Suite C
Bozeman, MT 59715
Phone: (406) 992-6500
Fax: (406) 922-6501

By E-mail: Website Support

For your complaint to be valid under the Digital Millennium Copyright Act, you must provide the following information when providing notice of the claimed copyright infringement:

  • An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
  • Identification of the copyrighted work that you claim has been infringed upon;
  • A description of where the material that you claim is infringing is located on the site;
  • Your address, telephone number, and e-mail address;
  • A statement by you that you have a good-faith belief that the use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law;
  • A statement by you made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on behalf of the copyright owner.

You should be aware that, under the DMCA, claimants who make misrepresentations concerning copyright infringement might be liable for damages incurred as a result of the removal or blocking of the material, court costs, and attorneys fees.

Your Conduct on the TradeRiskGuaranty.com Site

By using the TradeRiskGuaranty.com site, you agree not to upload, post, email, or otherwise send or transmit any material that contains software viruses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of any computer software, hardware, equipment, or site content associated with the TradeRiskGuaranty.com web site. You also agree not to interfere in any way with the servers or networks connected to the TradeRiskGuaranty.com web site, or to violate any of the procedures, policies, or regulations of networks connected to the TradeRiskGuaranty.com site, the terms of which are incorporated herein. You also agree not to conduct yourself in an offensive manner while using our service and/or our web site, impersonate any other person while using the TradeRiskGuaranty.com site, or use the TradeRiskGuaranty.com web site for any unlawful purpose.

By using the TradeRiskGuaranty.com site, you agree not to use a false e-mail address or otherwise mislead us or other users regarding the origin of such content. We reserve the right to remove or edit such content at any time without notice.

We encourage our subscribers to communicate with us so that we and our members and the public at large may be informed about the Trade Risk Guaranty service. You hereby agree that Trade Risk Guaranty is free to use any of the comments, statements, information, ideas, concepts, or techniques contained in communications you send to us, without further compensation, acknowledgement, or payment to you, for any purpose whatsoever. Furthermore, by posting information on our site, you grant us a nonexclusive, royalty-free license to display, use, reproduce, or modify that information.

Limitations on Use

Any unauthorized use the TradeRiskGuaranty.com web site or their contents will terminate your membership and the limited license to access our web site granted by us.

Right to Terminate

We reserve the right to terminate or restrict your membership, or the use of our service, without notice, for any reason whatsoever, or for no reason.

Contacting Us

If you have any questions about this Terms and Conditions, the practices of this site, or your dealings with this site, please contact us at:

Trade Risk Guaranty Brokerage Services LLC
TradeRiskGuaranty.com
211 E Main Street Suite C Bozeman MT 59715
(406) 922-6500
info@TradeRiskGuaranty.com